OUR FEES & INSURANCE OPTIONS
Check, Confirm, Access
Our Rates
Talk Therapy
In-person or online, talk therapy is designed for individuals to address personal challenges and improve social-emotional functioning. Our talk therapy options include individual therapy for adults, children and teens. We also offer couples therapy, parent coaching, and groups. Sessions are aimed at targeting your individual goals and reasons for seeking treatment and typically occur weekly.
Fees for talk therapy range from $250 - $400 per session depending on therapist experience and expertise.
Executive Functioning Coaching
In-person or online, executive functioning coaching is designed to help you manage your time, set goals, plan and organize tasks, initiate and complete projects, regulate emotions, and self-monitor.
Coaching sessions cost $250.
Testing & Assessment
Testing helps identify specific cognitive, emotional, and behavioral patterns to better understand and address individual needs.
The cost of a full psychoeducational, diagnostic, neuropsychological, or personality assessment ranges from $4,000 - $8,000 depending on the time required, number of tests administered, and the complexity of the assessment process.
Insurance
Plan Ahead & Come Prepared
To verify your mental health coverage, call the number on the back of your insurance card or log into your account on your insurance provider’s website. When calling, have your card handy for your member or subscriber number and your birthdate.
Begin by asking, “Do I have out-of-network mental health coverage?” They should help you in determining your status and eligibility.
Common Insurance Terms Explained
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The amount recognized by the insurance company for a service in your region.
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The coverage and services included in your insurance plan.
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The benefits and services included in your plan.
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The amount you must pay out-of-pocket before insurance coverage kicks in.
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Providers who have a contract with your insurance company.
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Providers who do not have a contract with your insurance company.
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Another term for in-network provider.
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A numerical code representing the type of service rendered. Common service codes used at IMPACT are as follows:
90834 - 45 minutes of individual psychotherapy
90847 - 45 minutes of couples or family therapy
90846 - 45 minutes of familly therapy without the primary patient present (often used for sessions with parents of a child client)
96130, 96131, 96136, 96137- these are the most common codes used for psychological testing
In-Network vs. Out-of-Network Providers
Understanding the differences between in-network and out-of-network providers can be a crucial element in managing your mental health care costs and coverage effectively.
In-Network Providers:
Contractual Agreements: In-network providers have agreements with your insurance company to offer services at pre-negotiated rates.
Cost Savings: Typically, you pay lower out-of-pocket costs such as copays, coinsurance, and deductibles.
Out-of-Network Providers:
Flexibility: Out-of-network providers offer more flexibility in choosing a therapist who best meets your specific needs.
Reimbursement: You might need to pay for services upfront and submit a claim to your insurance company for reimbursement, depending on your plan's benefits.
IMPACT is an Out-of-Network Provider
At IMPACT, we are committed to delivering high-quality mental health care tailored to your individual needs, as an out-of-network provider. This status allows us to offer personalized and flexible care without the constraints of insurance contracts, ensuring you receive the best possible treatment.
When considering IMPACT as your mental health provider, check with your insurance company about out-of-network coverage details, reimbursement rates, and any required documentation. We provide detailed receipts (superbills) to assist you in submitting claims to your insurance company.
What is a Superbill and How Can It Help You?
A superbill is a detailed receipt provided by out-of-network healthcare providers that clients can submit to their insurance companies for reimbursement. It includes essential information about the services rendered, enabling clients to claim partial or full reimbursement based on their insurance policy's terms.
Key Components of a Superbill:
Client Information: Name, date of birth, and insurance details.
Provider Information: Name, credentials, and contact information of the therapist.
Service Dates: Specific dates when services were provided.
Service Codes: Current Procedural Terminology (CPT) codes that classify the type of service rendered, such as individual therapy, group sessions, or assessments.
Diagnosis Codes: International Classification of Diseases (ICD) codes indicating the diagnosed condition being treated.
Fees Paid: The total cost of services and the amount paid by the client.
How a Superbill Can Help You
Insurance Reimbursement: By submitting a superbill to your insurance company, you can potentially receive reimbursement for out-of-network services, reducing your overall out-of-pocket expenses.
Comprehensive Documentation: Superbills provide detailed records of your mental health care, which can be useful for tracking your treatment history and expenses.
Simplifies Claims Process: With all necessary information included, superbills streamline the process of filing insurance claims, making it easier for clients to receive the benefits they are entitled to.
Maximizes Benefits: Utilizing superbills ensures that you make the most of your insurance coverage, even when working with out-of-network providers like IMPACT.
At IMPACT, we are dedicated to helping our clients navigate the complexities of insurance reimbursement. We provide comprehensive superbills to support your claims process, ensuring you receive the financial benefits of your insurance plan while accessing high-quality mental health care.